INSURANCE UPDATES

LEAD PAINT LAW, WEST CHESTER, PA
http://www.francishall.com/

DO YOU KNOW THE LAW?The Toxic Substances Control Act ("TSCA"), which contains a rule known as the Pre-Renovation Lead Information Rule ("PLIR”), requires contractors doing renovation work to provide the Environmental Protection Agency's ("EPA") PLIR pamphlet, "Renovate Right: Important Lead Hazard Information for Families, Child Care Providers and Schools," to the owner (and any tenant) of pre-1978 housing where work is being done. This disclosure requirement covers most residential and commercial home improvement jobs, including all window replacement work - contrary to what many attorneys believe.
Non-compliance can mean penalties ranging up to $37,500 per violation, per day. One mid-size contractor is currently faced with over $10 million in fines from the EPA. Surprised you never heard of this? Don’t be! Most attorneys do not understand our industry, and have no idea how to represent a remodeler or home improvement contractor. If you think otherwise, just call your attorney and see if they even know what you are talking about! When you are ready to stop wasting time and money, and risking your business, call us!
DO YOU KNOW WHAT'S COMING?Effective April 22, 2010 new laws are going to require that contractors become responsible for, and liable for, taking care of lead paint problems on a job site!
You'll need to undergo training and certification. With strict enforcement by both the states and EPA, you will need to have your people trained in the use of lead-safe work practices, and your company will have to be certified with the EPA! Our industry experts are in contact on a regular basis with the EPA, so we can track and advise our clients as soon any revisions are made to the laws.

Our Staff

President

Robert B. Hall, CPCU, CLU, ChFC, ARM, ARM-P
610-696-5100
Pager: 1-800-479-3085
Title: President & Risk Management Consultant
Keystone Volunteer Insurance Groupfahall@francishall.com or rhall@kvig.com or rhall@afirm.cc

Executive Vice President
Margaret (Mickey) Broyles-Hall, ARM, ARM-P
610-696-2577
Title: Vice President of Operations and Risk Management Consultant
Certified Trainer for Training Intervention Procedures (TIPS)
mbroyles-hall@francishall.com or mbroyles-hall@kvig.com or mbroyles-hall@afirm.cc

Personal Insurance · Auto · HomeRenters · Recreational Vehicles

Agent
Steve Ketchum CPIA 610-696-0254
Title: Personal Lines Agent
Home Owners, Personal Auto, Personal Floaters & Umbrella
sketchum@francishall.com

Agent
Lynn Burke 610-696-5720
Title: Personal Lines Agent
Home Owners, Personal Auto, Personal Floaters & Umbrella
lburke@francishall.com

Agent
Susan Watmuff 610-696-3940
Title: Personal Lines Agent
Home Owners, Personal Auto, Personal Floaters & UmbrellaLife Insurance
swatmuff@francishall.com

Commercial Insurance · Life ·Health ·Special NeedsFinancial Planning & Annuities

Agent
Donna M. Pearson, CISR 610-696-3842
Title: Account Executive
Commercial, Specialty, Municipalities, Public Entities, Umbrella, BondsWorkers’ Compensation
dpearson@francishall.com

Thomas G. Hirst, CISR 610-696-2544
Title: Commercial Lines Account Associate
Commercial, Specialty, Emergency, Services, Bonds, Umbrella, Workers' Compensation, Life Insurance
thirst@francishall.com

Executive producer
James Tierney, CIC 610-696-0544
Title: Commercial Lines Account Manager
jtierney@francishall.com
Agency Associate
Lisa Greene 610-696-2536
Title: Agency Associate
lgreene@francishall.com

Vicki Eberwein
Title: Commercial Lines Associate
veberwein@francishall.com

About Us

In these constantly changing times, you need someone who will look out for your needs. Someone with the experience and professionalism needed to stay on top of the details that protect you, your family, and your business. Someone who can answer your questions and provide good, sound advice.

We at Francis Hall Insurance and Risk Management Services have been helping families, as well as businesses, for more than half a century.

We have the professionalism and foresight to stay educated and informed. We have the caring ability to apply that knowledge to your insurance and financial needs.

By keeping up with current insurance and financial trends, and offering outstanding service that emphasizes long-term relationships, Francis A. Hall, Inc. has earned a reputation for its integrity and commitment to its clients and the community.

Providing stability, vision and empathy, we have been here for you and your business in the past and will be here for you in this new century.

You need someone in your insurance and financial corner. You need Francis Hall Insurance and Risk Management Services

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