LEAD PAINT LAW, WEST CHESTER, PA
http://www.francishall.com/
DO YOU KNOW THE LAW?The Toxic Substances Control Act ("TSCA"), which contains a rule known as the Pre-Renovation Lead Information Rule ("PLIR”), requires contractors doing renovation work to provide the Environmental Protection Agency's ("EPA") PLIR pamphlet, "Renovate Right: Important Lead Hazard Information for Families, Child Care Providers and Schools," to the owner (and any tenant) of pre-1978 housing where work is being done. This disclosure requirement covers most residential and commercial home improvement jobs, including all window replacement work - contrary to what many attorneys believe.
Non-compliance can mean penalties ranging up to $37,500 per violation, per day. One mid-size contractor is currently faced with over $10 million in fines from the EPA. Surprised you never heard of this? Don’t be! Most attorneys do not understand our industry, and have no idea how to represent a remodeler or home improvement contractor. If you think otherwise, just call your attorney and see if they even know what you are talking about! When you are ready to stop wasting time and money, and risking your business, call us!
DO YOU KNOW WHAT'S COMING?Effective April 22, 2010 new laws are going to require that contractors become responsible for, and liable for, taking care of lead paint problems on a job site!
You'll need to undergo training and certification. With strict enforcement by both the states and EPA, you will need to have your people trained in the use of lead-safe work practices, and your company will have to be certified with the EPA! Our industry experts are in contact on a regular basis with the EPA, so we can track and advise our clients as soon any revisions are made to the laws.
Thursday, April 22, 2010
Thursday, April 1, 2010
Our Staff
President
Robert B. Hall, CPCU, CLU, ChFC, ARM, ARM-P
610-696-5100
Pager: 1-800-479-3085
Title: President & Risk Management Consultant
Keystone Volunteer Insurance Groupfahall@francishall.com or rhall@kvig.com or rhall@afirm.cc
Executive Vice President
Margaret (Mickey) Broyles-Hall, ARM, ARM-P
610-696-2577
Title: Vice President of Operations and Risk Management Consultant
Certified Trainer for Training Intervention Procedures (TIPS)
mbroyles-hall@francishall.com or mbroyles-hall@kvig.com or mbroyles-hall@afirm.cc
Personal Insurance · Auto · HomeRenters · Recreational Vehicles
Agent
Steve Ketchum CPIA 610-696-0254
Title: Personal Lines Agent
Home Owners, Personal Auto, Personal Floaters & Umbrella
sketchum@francishall.com
Agent
Lynn Burke 610-696-5720
Title: Personal Lines Agent
Home Owners, Personal Auto, Personal Floaters & Umbrella
lburke@francishall.com
Agent
Susan Watmuff 610-696-3940
Title: Personal Lines Agent
Home Owners, Personal Auto, Personal Floaters & UmbrellaLife Insurance
swatmuff@francishall.com
Commercial Insurance · Life ·Health ·Special NeedsFinancial Planning & Annuities
Agent
Donna M. Pearson, CISR 610-696-3842
Title: Account Executive
Commercial, Specialty, Municipalities, Public Entities, Umbrella, BondsWorkers’ Compensation
dpearson@francishall.com
Thomas G. Hirst, CISR 610-696-2544
Title: Commercial Lines Account Associate
Commercial, Specialty, Emergency, Services, Bonds, Umbrella, Workers' Compensation, Life Insurance
thirst@francishall.com
Executive producer
James Tierney, CIC 610-696-0544
Title: Commercial Lines Account Manager
jtierney@francishall.com
Agency Associate
Lisa Greene 610-696-2536
Title: Agency Associate
lgreene@francishall.com
Vicki Eberwein
Title: Commercial Lines Associate
veberwein@francishall.com
Robert B. Hall, CPCU, CLU, ChFC, ARM, ARM-P
610-696-5100
Pager: 1-800-479-3085
Title: President & Risk Management Consultant
Keystone Volunteer Insurance Groupfahall@francishall.com or rhall@kvig.com or rhall@afirm.cc
Executive Vice President
Margaret (Mickey) Broyles-Hall, ARM, ARM-P
610-696-2577
Title: Vice President of Operations and Risk Management Consultant
Certified Trainer for Training Intervention Procedures (TIPS)
mbroyles-hall@francishall.com or mbroyles-hall@kvig.com or mbroyles-hall@afirm.cc
Personal Insurance · Auto · HomeRenters · Recreational Vehicles
Agent
Steve Ketchum CPIA 610-696-0254
Title: Personal Lines Agent
Home Owners, Personal Auto, Personal Floaters & Umbrella
sketchum@francishall.com
Agent
Lynn Burke 610-696-5720
Title: Personal Lines Agent
Home Owners, Personal Auto, Personal Floaters & Umbrella
lburke@francishall.com
Agent
Susan Watmuff 610-696-3940
Title: Personal Lines Agent
Home Owners, Personal Auto, Personal Floaters & UmbrellaLife Insurance
swatmuff@francishall.com
Commercial Insurance · Life ·Health ·Special NeedsFinancial Planning & Annuities
Agent
Donna M. Pearson, CISR 610-696-3842
Title: Account Executive
Commercial, Specialty, Municipalities, Public Entities, Umbrella, BondsWorkers’ Compensation
dpearson@francishall.com
Thomas G. Hirst, CISR 610-696-2544
Title: Commercial Lines Account Associate
Commercial, Specialty, Emergency, Services, Bonds, Umbrella, Workers' Compensation, Life Insurance
thirst@francishall.com
Executive producer
James Tierney, CIC 610-696-0544
Title: Commercial Lines Account Manager
jtierney@francishall.com
Agency Associate
Lisa Greene 610-696-2536
Title: Agency Associate
lgreene@francishall.com
Vicki Eberwein
Title: Commercial Lines Associate
veberwein@francishall.com
About Us
In these constantly changing times, you need someone who will look out for your needs. Someone with the experience and professionalism needed to stay on top of the details that protect you, your family, and your business. Someone who can answer your questions and provide good, sound advice.
We at Francis Hall Insurance and Risk Management Services have been helping families, as well as businesses, for more than half a century.
We have the professionalism and foresight to stay educated and informed. We have the caring ability to apply that knowledge to your insurance and financial needs.
By keeping up with current insurance and financial trends, and offering outstanding service that emphasizes long-term relationships, Francis A. Hall, Inc. has earned a reputation for its integrity and commitment to its clients and the community.
Providing stability, vision and empathy, we have been here for you and your business in the past and will be here for you in this new century.
You need someone in your insurance and financial corner. You need Francis Hall Insurance and Risk Management Services
We at Francis Hall Insurance and Risk Management Services have been helping families, as well as businesses, for more than half a century.
We have the professionalism and foresight to stay educated and informed. We have the caring ability to apply that knowledge to your insurance and financial needs.
By keeping up with current insurance and financial trends, and offering outstanding service that emphasizes long-term relationships, Francis A. Hall, Inc. has earned a reputation for its integrity and commitment to its clients and the community.
Providing stability, vision and empathy, we have been here for you and your business in the past and will be here for you in this new century.
You need someone in your insurance and financial corner. You need Francis Hall Insurance and Risk Management Services
Report a Claim
Blue Cross Blue Shield
http://www.bcbs.com/
Cumberland Insurance Group
http://www.Cumberlandgroup.com/
CNA Insurance
http://www.CNA.com/
Foremost Insurance
http://www.Foremost.com/
Harford Mutual Insurance Companies
http://www.Harfordmutual.com
Ohio National Financial
http://www.Ohionational.com/
Assurity Life Insurance
http://www.assurity.com/
UNUM
http://www.unum.com/
Provident Agency
http://www.providentbenefits.com/
The Hartford
http://www.thehartford.com/
Selective Insurance Group
http://www.selective.com/
State Workmen's Insurance Fund
http://www.Dli.state.pa.us
Progressive Insurance
http://www.Dli.state.pa.us
St. Paul Travelers
http://www.travelers.com
Lebanon Mutual Insurance Company
http://www.lebins.com
Zurich
http://www.zurich.com
Chubb Insurance Group
http://www.chubb.com
AmeriHealth Casualty
http://www.amerihealthcasualty.com/
http://www.bcbs.com/
Cumberland Insurance Group
http://www.Cumberlandgroup.com/
CNA Insurance
http://www.CNA.com/
Foremost Insurance
http://www.Foremost.com/
Harford Mutual Insurance Companies
http://www.Harfordmutual.com
Ohio National Financial
http://www.Ohionational.com/
Assurity Life Insurance
http://www.assurity.com/
UNUM
http://www.unum.com/
Provident Agency
http://www.providentbenefits.com/
The Hartford
http://www.thehartford.com/
Selective Insurance Group
http://www.selective.com/
State Workmen's Insurance Fund
http://www.Dli.state.pa.us
Progressive Insurance
http://www.Dli.state.pa.us
St. Paul Travelers
http://www.travelers.com
Lebanon Mutual Insurance Company
http://www.lebins.com
Zurich
http://www.zurich.com
Chubb Insurance Group
http://www.chubb.com
AmeriHealth Casualty
http://www.amerihealthcasualty.com/
Wednesday, March 31, 2010
Hours and Directions
HOURS: 8:30 AM - 5:00 PM - Weekdays
Evenings and Weekends by appointment
Cell Phone Access: 24/7
Francis Hall Insurance and Risk Management Services is conveniently located near the intersection of US Route 322 and Phoenixville Pike.
Francis A. Hall, Inc.
1065 Andrew Drive, Suite B1, P.O. Box 5010
West Chester, PA 19380-5010
610-696-5100
1-800-851-HALL (4255)
610-696-9358

Employment Opportunities
Working with the companies we represent in a positive manner
Developing and working with prospects and current clients in an effort to promote the insurance agency
Work with Commercial Lines staff on new business
Work with Commercial Lines staff on maintaining current clients in a professional manner
Monitor client claims professionally
Full-time position
Personal Lines Account Agent
Working with a team of Personal Lines Staff
Working with the companies we represent in a positive manner
Developing and working with prospects and current clients in an effort to promote the insurance agency
Work with Personal Lines staff on new business and cross-selling
Work with Personal Lines staff on maintaining current clients in a professional manner
Monitor client claims professionally
Respond to clients in a timely manner
Provide renewal review for all clients
Full-time position
EQUAL EMPLOYMENT OPPORTUNITY
In order to provide equal employment and advancement opportunities to everyone, employment decisions at the Agency are based on merit, qualifications, and abilities. The Agency has been and will continue to be an equal opportunity Agency. The Agency does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, age, disability, citizenship or any other characteristic protected by law. To assure full implementation of this policy, the Agency will assure that all employment decisions are based solely on the individual’s qualifications for the respective position.
Developing and working with prospects and current clients in an effort to promote the insurance agency
Work with Commercial Lines staff on new business
Work with Commercial Lines staff on maintaining current clients in a professional manner
Monitor client claims professionally
Full-time position
Personal Lines Account Agent
Working with a team of Personal Lines Staff
Working with the companies we represent in a positive manner
Developing and working with prospects and current clients in an effort to promote the insurance agency
Work with Personal Lines staff on new business and cross-selling
Work with Personal Lines staff on maintaining current clients in a professional manner
Monitor client claims professionally
Respond to clients in a timely manner
Provide renewal review for all clients
Full-time position
EQUAL EMPLOYMENT OPPORTUNITY
In order to provide equal employment and advancement opportunities to everyone, employment decisions at the Agency are based on merit, qualifications, and abilities. The Agency has been and will continue to be an equal opportunity Agency. The Agency does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, age, disability, citizenship or any other characteristic protected by law. To assure full implementation of this policy, the Agency will assure that all employment decisions are based solely on the individual’s qualifications for the respective position.
Public Entity Protection Program: Insurance Solutions with Risk Management Preventative Applications Measures
Francis Hall Insurance & Risk Management Services has been providing the “Power of Solutions” for their clients since 1946. Since 1965 the Agency has been involved in providing “Insurance and Risk Management Solutions” for our Municipal clients through the division of “Public Entity Protection Program” or PEPP.
PEPP: offers highly customized coverage for the municipal sector, including cities, towns, townships, boroughs and villages– population size is not a concern. Other special purpose entities, such as park or recreation commissions, library boards and sewer, parking and water authorities, further are offered a comprehensive program as well.
The underwriting and marketing approach is characterized by the delivery of a tailored yet broad product portfolio with the application of “Risk Management” services. PEPP focuses on providing more than just “Insurance Contracts” for their Municipal clients. Identifying potential claims (risk exposures) is a major focus of their staff’s efforts. This differentiates PEPP from its competitors by positively defining it as one of the few providers servicing this customer segment with the capability to offer such a fully integrated approach. The underwriting philosophy of the various carriers that PEPP represents employs a state-specific discipline, moving toward capabilities that will be national in scope, offering stability and delivery of tailored and integrated coverage at appropriate pricing levels, targeting those entities seeking long-term relationships with their insurance provider partners.
Insurance Coverage Solutions Offered:
Property
Inland Marine (Equipment, EDP, Traffic Lights, etc.)
General Liability
Extended Reporting Liability Endorsement (NOSE)
Employee Liability
Automobile
Excess Liability – Limits up to $10,000,000. Or greater if needed
Public Officials' Errors and Omissions
Employment Practices Liability
Law Enforcement Liability
Crime – Public Officials Bonding and Blanket Employee Dishonesty
Workers Compensation
Public Law 477 (Heart & Lung Act)
Group Employee Benefits
PEPP works with many established Insurance providers:
AmeriHealth Casualty – Blue Cross Workers Compensation
Housing & Redevelopment Insurance Exchange (H.A.I.R.E.)
MRM Property & Liability Trust and MRM Workers Compensation Trust - PSAT’s Endorsed
Penn Prime Trust – PA League of Cities
PRIME
National Casualty Insurance Company – Subsidiary Nationwide Ins. Co.
Philadelphia Insurance Companies
Scottsdale Insurance Company – Subsidiary Nationwide Ins. Co.
Selective Insurance Companies
St. Paul Travelers Insurance Companies
Steadfast Insurance Company – Pollution Liability
Zurich Group
PEPP: offers highly customized coverage for the municipal sector, including cities, towns, townships, boroughs and villages– population size is not a concern. Other special purpose entities, such as park or recreation commissions, library boards and sewer, parking and water authorities, further are offered a comprehensive program as well.
The underwriting and marketing approach is characterized by the delivery of a tailored yet broad product portfolio with the application of “Risk Management” services. PEPP focuses on providing more than just “Insurance Contracts” for their Municipal clients. Identifying potential claims (risk exposures) is a major focus of their staff’s efforts. This differentiates PEPP from its competitors by positively defining it as one of the few providers servicing this customer segment with the capability to offer such a fully integrated approach. The underwriting philosophy of the various carriers that PEPP represents employs a state-specific discipline, moving toward capabilities that will be national in scope, offering stability and delivery of tailored and integrated coverage at appropriate pricing levels, targeting those entities seeking long-term relationships with their insurance provider partners.
Insurance Coverage Solutions Offered:
Property
Inland Marine (Equipment, EDP, Traffic Lights, etc.)
General Liability
Extended Reporting Liability Endorsement (NOSE)
Employee Liability
Automobile
Excess Liability – Limits up to $10,000,000. Or greater if needed
Public Officials' Errors and Omissions
Employment Practices Liability
Law Enforcement Liability
Crime – Public Officials Bonding and Blanket Employee Dishonesty
Workers Compensation
Public Law 477 (Heart & Lung Act)
Group Employee Benefits
PEPP works with many established Insurance providers:
AmeriHealth Casualty – Blue Cross Workers Compensation
Housing & Redevelopment Insurance Exchange (H.A.I.R.E.)
MRM Property & Liability Trust and MRM Workers Compensation Trust - PSAT’s Endorsed
Penn Prime Trust – PA League of Cities
PRIME
National Casualty Insurance Company – Subsidiary Nationwide Ins. Co.
Philadelphia Insurance Companies
Scottsdale Insurance Company – Subsidiary Nationwide Ins. Co.
Selective Insurance Companies
St. Paul Travelers Insurance Companies
Steadfast Insurance Company – Pollution Liability
Zurich Group
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